اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
Allahumma inni a'udhu bika minal-hammi wal-hazan, wa a'udhu bika minal-'ajzi wal-kasal, wa a'udhu bika minal-jubni wal-bukhl, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal
O Allah, I seek refuge in You from worry and grief, I seek refuge in You from incapacity and laziness, I seek refuge in You from cowardice and miserliness, and I seek refuge in You from being overcome by debt and overpowered by men.
Anas (RA) said the Prophet ﷺ used to frequently say this du'a. It covers eight afflictions in four pairs: worry (about the future) and grief (about the past), incapacity (of the body) and laziness (of the will), cowardice (in spirit) and miserliness (in wealth), and the domination of debt and the oppression of people.
Related Du'as
أَعُوذُ بِوَجْهِ اللَّهِ الْكَرِيمِ وَبِكَلِمَاتِ اللَّهِ التَّامَّاتِ الَّتِي لَا يُجَاوِزُهُنَّ بَرٌّ وَلَا فَاجِرٌ مِنْ شَرِّ مَا يَنْزِلُ مِنَ السَّمَاءِ وَمَا يَعْرُجُ فِيهَا وَمِنْ شَرِّ مَا ذَرَأَ فِي الْأَرْضِ وَمَا يَخْرُجُ مِنْهَا
I seek refuge in the Noble Face of Allah and in the perfect words of Allah, which no righteous or wicked person can surpass, from the evil of what descends from the sky and what ascends to it, and from the evil of what is spread on the earth and what comes out of it.
Sahihقُلْ أَعُوذُ بِرَبِّ النَّاسِ مَلِكِ النَّاسِ إِلَٰهِ النَّاسِ مِنْ شَرِّ الْوَسْوَاسِ الْخَنَّاسِ الَّذِي يُوَسْوِسُ فِي صُدُورِ النَّاسِ مِنَ الْجِنَّةِ وَالنَّاسِ
Say: I seek refuge in the Lord of mankind, the Sovereign of mankind, the God of mankind, from the evil of the retreating whisperer, who whispers in the breasts of mankind, from among the jinn and mankind.
Sahihاللَّهُمَّ اجْعَلْنِي فِي حِفْظِكَ وَأَمَانِكَ وَجِوَارِكَ وَكَنَفِكَ
O Allah, place me under Your protection, Your security, Your shelter, and Your care.
Atharقُلْ أَعُوذُ بِرَبِّ الْفَلَقِ مِنْ شَرِّ مَا خَلَقَ وَمِنْ شَرِّ غَاسِقٍ إِذَا وَقَبَ وَمِنْ شَرِّ النَّفَّاثَاتِ فِي الْعُقَدِ وَمِنْ شَرِّ حَاسِدٍ إِذَا حَسَدَ
Say: I seek refuge in the Lord of daybreak, from the evil of what He has created, from the evil of darkness when it settles, from the evil of those who blow on knots, and from the evil of an envier when he envies.
Sahih