اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
Allahumma inni a'udhu bika minal-hammi wal-hazan, wa a'udhu bika minal-'ajzi wal-kasal, wa a'udhu bika minal-jubni wal-bukhl, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal
O Allah, I seek refuge in You from worry and grief, I seek refuge in You from incapacity and laziness, I seek refuge in You from cowardice and miserliness, and I seek refuge in You from being overcome by debt and overpowered by men.
Anas (RA) said the Prophet ﷺ used to frequently say this du'a. It covers eight afflictions in four pairs: worry (about the future) and grief (about the past), incapacity (of the body) and laziness (of the will), cowardice (in spirit) and miserliness (in wealth), and the domination of debt and the oppression of people.
Related Du'as
اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ جَارِ السُّوءِ فِي دَارِ الْمُقَامَةِ فَإِنَّ جَارَ الْبَادِيَةِ يَتَحَوَّلُ
O Allah, I seek refuge in You from a bad neighbor in a permanent residence, for the neighbor of the desert can move away.
Sahihاللَّهُمَّ إِنَّا نَجْعَلُكَ فِي نُحُورِهِمْ وَنَعُوذُ بِكَ مِنْ شُرُورِهِمْ
O Allah, we place You before them (as our shield) and we seek refuge in You from their evil.
Sahihاللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ زَوَالِ نِعْمَتِكَ وَتَحَوُّلِ عَافِيَتِكَ وَفُجَاءَةِ نِقْمَتِكَ وَجَمِيعِ سَخَطِكَ
O Allah, I seek refuge in You from the loss of Your blessings, the change of Your protection, the suddenness of Your punishment, and all of Your displeasure.
Sahihاللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ شَرِّ مَا عَمِلْتُ وَمِنْ شَرِّ مَا لَمْ أَعْمَلْ
O Allah, I seek refuge in You from the evil of what I have done and from the evil of what I have not done.
Sahih