اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
Allahumma inni a'udhu bika minal-hammi wal-hazan, wa a'udhu bika minal-'ajzi wal-kasal, wa a'udhu bika minal-jubni wal-bukhl, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal
O Allah, I seek refuge in You from worry and grief, I seek refuge in You from incapacity and laziness, I seek refuge in You from cowardice and miserliness, and I seek refuge in You from being overcome by debt and overpowered by men.
Anas (RA) said the Prophet ﷺ used to frequently say this du'a. It covers eight afflictions in four pairs: worry (about the future) and grief (about the past), incapacity (of the body) and laziness (of the will), cowardice (in spirit) and miserliness (in wealth), and the domination of debt and the oppression of people.
Related Du'as
اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ مُنْكَرَاتِ الْأَخْلَاقِ وَالْأَعْمَالِ وَالْأَهْوَاءِ وَالْأَدْوَاءِ
O Allah, I seek refuge in You from evil character, evil deeds, evil desires, and evil diseases.
Sahihاللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ يَوْمِ السُّوءِ وَمِنْ لَيْلَةِ السُّوءِ وَمِنْ سَاعَةِ السُّوءِ وَمِنْ صَاحِبِ السُّوءِ وَمِنْ جَارِ السُّوءِ فِي دَارِ الْمُقَامَةِ
O Allah, I seek refuge in You from a bad day, a bad night, a bad hour, a bad companion, and a bad neighbor in a permanent residence.
Hasanاللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ جَارِ السُّوءِ فِي دَارِ الْمُقَامَةِ فَإِنَّ جَارَ الْبَادِيَةِ يَتَحَوَّلُ
O Allah, I seek refuge in You from a bad neighbor in a permanent residence, for the neighbor of the desert can move away.
Sahihاللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ شَرِّ مَا عَمِلْتُ وَمِنْ شَرِّ مَا لَمْ أَعْمَلْ
O Allah, I seek refuge in You from the evil of what I have done and from the evil of what I have not done.
Sahih