اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْكُفْرِ وَالْفَقْرِ وَعَذَابِ الْقَبْرِ
Allahumma inni a'udhu bika minal-kufri wal-faqri wa 'adhabil-qabr
O Allah, I seek refuge in You from disbelief, poverty, and the punishment of the grave.
Three fears linked in a chain: kufr (losing faith), faqr (losing provision), and 'adhab al-qabr (punishment after death). The Prophet ﷺ paired disbelief with poverty — scholars explain that extreme financial hardship can test faith, leading people to desperation that erodes their relationship with Allah. Seeking refuge from all three protects the full arc of your existence.
Related Du'as
رَبَّنَا لَا تُزِغْ قُلُوبَنَا بَعْدَ إِذْ هَدَيْتَنَا وَهَبْ لَنَا مِن لَّدُنكَ رَحْمَةً ۚ إِنَّكَ أَنتَ الْوَهَّابُ
Our Lord, do not let our hearts deviate after You have guided us, and grant us mercy from Yourself. Indeed, You are the Bestower.
Sahihاللَّهُمَّ أَنْتَ السَّلَامُ وَمِنْكَ السَّلَامُ تَبَارَكْتَ يَا ذَا الْجَلَالِ وَالْإِكْرَامِ
O Allah, You are Peace and from You is peace. Blessed are You, O Owner of Majesty and Honor.
Sahihاللَّهُمَّ لَا تَدَعْ لَنَا ذَنْبًا إِلَّا غَفَرْتَهُ وَلَا هَمًّا إِلَّا فَرَّجْتَهُ وَلَا دَيْنًا إِلَّا قَضَيْتَهُ وَلَا حَاجَةً مِنْ حَوَائِجِ الدُّنْيَا وَالْآخِرَةِ إِلَّا قَضَيْتَهَا بِرَحْمَتِكَ يَا أَرْحَمَ الرَّاحِمِينَ
O Allah, leave no sin of ours except that You forgive it, no worry except that You relieve it, no debt except that You settle it, and no need of this world or the next except that You fulfill it, by Your mercy, O Most Merciful of the merciful.
Hasanاللَّهُمَّ لَا مَانِعَ لِمَا أَعْطَيْتَ وَلَا مُعْطِيَ لِمَا مَنَعْتَ وَلَا يَنْفَعُ ذَا الْجَدِّ مِنْكَ الْجَدُّ
O Allah, none can withhold what You give, and none can give what You withhold, and no wealth or might can benefit anyone against Your will.
Sahih