اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْكُفْرِ وَالْفَقْرِ وَعَذَابِ الْقَبْرِ
Allahumma inni a'udhu bika minal-kufri wal-faqri wa 'adhabil-qabr
O Allah, I seek refuge in You from disbelief, poverty, and the punishment of the grave.
Three fears linked in a chain: kufr (losing faith), faqr (losing provision), and 'adhab al-qabr (punishment after death). The Prophet ﷺ paired disbelief with poverty — scholars explain that extreme financial hardship can test faith, leading people to desperation that erodes their relationship with Allah. Seeking refuge from all three protects the full arc of your existence.
Related Du'as
اللَّهُمَّ اهْدِنِي فِيمَنْ هَدَيْتَ وَعَافِنِي فِيمَنْ عَافَيْتَ وَتَوَلَّنِي فِيمَنْ تَوَلَّيْتَ وَبَارِكْ لِي فِيمَا أَعْطَيْتَ وَقِنِي شَرَّ مَا قَضَيْتَ فَإِنَّكَ تَقْضِي وَلَا يُقْضَىٰ عَلَيْكَ وَإِنَّهُ لَا يَذِلُّ مَنْ وَالَيْتَ وَلَا يَعِزُّ مَنْ عَادَيْتَ تَبَارَكْتَ رَبَّنَا وَتَعَالَيْتَ
O Allah, guide me among those whom You have guided, grant me well-being among those whom You have granted well-being, take me into Your care among those whom You have taken into Your care, bless me in what You have given me, and protect me from the evil of what You have decreed. For You decree and none can decree over You. None whom You have befriended shall be humiliated, and none whom You have opposed shall be honored. Blessed are You, our Lord, and Exalted.
Sahihاللَّهُمَّ لَا تَدَعْ لَنَا ذَنْبًا إِلَّا غَفَرْتَهُ وَلَا هَمًّا إِلَّا فَرَّجْتَهُ وَلَا دَيْنًا إِلَّا قَضَيْتَهُ وَلَا حَاجَةً مِنْ حَوَائِجِ الدُّنْيَا وَالْآخِرَةِ إِلَّا قَضَيْتَهَا بِرَحْمَتِكَ يَا أَرْحَمَ الرَّاحِمِينَ
O Allah, leave no sin of ours except that You forgive it, no worry except that You relieve it, no debt except that You settle it, and no need of this world or the next except that You fulfill it, by Your mercy, O Most Merciful of the merciful.
Hasanاللَّهُمَّ أَعِنِّي عَلَى ذِكْرِكَ وَشُكْرِكَ وَحُسْنِ عِبَادَتِكَ
O Allah, help me to remember You, to thank You, and to worship You in the best manner.
Sahihاللَّهُمَّ إِنِّي أَسْأَلُكَ الْفِرْدَوْسَ الْأَعْلَى مِنَ الْجَنَّةِ، فَإِنَّهُ أَعْلَى الْجَنَّةِ وَأَوْسَطُهَا وَمِنْهُ تَفَجَّرُ أَنْهَارُ الْجَنَّةِ وَفَوْقَهُ عَرْشُ الرَّحْمَنِ
O Allah, I ask You for Al-Firdaws, the highest level of Paradise, for it is the highest of Paradise, its center, and from it the rivers of Paradise spring forth, and above it is the Throne of the Most Merciful.
Sahih