اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْكُفْرِ وَالْفَقْرِ وَعَذَابِ الْقَبْرِ
Allahumma inni a'udhu bika minal-kufri wal-faqri wa 'adhabil-qabr
O Allah, I seek refuge in You from disbelief, poverty, and the punishment of the grave.
Three fears linked in a chain: kufr (losing faith), faqr (losing provision), and 'adhab al-qabr (punishment after death). The Prophet ﷺ paired disbelief with poverty — scholars explain that extreme financial hardship can test faith, leading people to desperation that erodes their relationship with Allah. Seeking refuge from all three protects the full arc of your existence.
Related Du'as
اللَّهُمَّ أَنْتَ السَّلَامُ وَمِنْكَ السَّلَامُ تَبَارَكْتَ يَا ذَا الْجَلَالِ وَالْإِكْرَامِ
O Allah, You are Peace and from You is peace. Blessed are You, O Owner of Majesty and Honor.
Sahihاللَّهُمَّ لَا مَانِعَ لِمَا أَعْطَيْتَ وَلَا مُعْطِيَ لِمَا مَنَعْتَ وَلَا يَنْفَعُ ذَا الْجَدِّ مِنْكَ الْجَدُّ
O Allah, none can withhold what You give, and none can give what You withhold, and no wealth or might can benefit anyone against Your will.
Sahihلَا إِلَٰهَ إِلَّا اللَّهُ وَحْدَهُ لَا شَرِيكَ لَهُ لَهُ الْمُلْكُ وَلَهُ الْحَمْدُ وَهُوَ عَلَى كُلِّ شَيْءٍ قَدِيرٌ، اللَّهُمَّ لَا مَانِعَ لِمَا أَعْطَيْتَ وَلَا مُعْطِيَ لِمَا مَنَعْتَ وَلَا يَنْفَعُ ذَا الْجَدِّ مِنْكَ الْجَدُّ
There is no deity except Allah, alone without partner. His is the dominion and His is the praise, and He is over all things capable. O Allah, none can withhold what You have given, and none can give what You have withheld, and no wealth or might can benefit anyone against You.
Sahihاللَّهُمَّ اهْدِنِي فِيمَنْ هَدَيْتَ وَعَافِنِي فِيمَنْ عَافَيْتَ وَتَوَلَّنِي فِيمَنْ تَوَلَّيْتَ وَبَارِكْ لِي فِيمَا أَعْطَيْتَ وَقِنِي شَرَّ مَا قَضَيْتَ فَإِنَّكَ تَقْضِي وَلَا يُقْضَىٰ عَلَيْكَ وَإِنَّهُ لَا يَذِلُّ مَنْ وَالَيْتَ وَلَا يَعِزُّ مَنْ عَادَيْتَ تَبَارَكْتَ رَبَّنَا وَتَعَالَيْتَ
O Allah, guide me among those whom You have guided, grant me well-being among those whom You have granted well-being, take me into Your care among those whom You have taken into Your care, bless me in what You have given me, and protect me from the evil of what You have decreed. For You decree and none can decree over You. None whom You have befriended shall be humiliated, and none whom You have opposed shall be honored. Blessed are You, our Lord, and Exalted.
Sahih